Contest Rules

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW OR REGULATION. PARTICIPANTS MUST BE 17 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY AND POSSESS A VALID DRIVER’S LICENSE AND PROOF OF INSURANCE.

Cayman’s Safest Driver Promotion (the “Promotion”) is a non-gambling contest of skill and is intended for roadway safety purposes. Entry in the Promotion does not constitute entry into any other promotion, contest, or sweepstakes. Each person who downloads the Cayman’s Safest Driver mobile application for the Promotion (“App”) enters the Promotion.

Each individual who participates (“Entrant”) in the Promotion unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Saxon of {14 Saturn Close, Eastern Avenue, Grand Cayman} (“Administrator”), and CMT of {101 Main Street, 14th Floor, Cambridge MA 02142} (“App Administrator”) whose decisions shall be final and legally binding in all respects and not subject to additional review. The grand prize cash sponsor of the Promotion is Saxon, along with biweekly prize sponsors, providing prizes with roughly the same value.

Official Rules – Contest of Skill

1) Description: The Promotion is based on each Entrant’s bi-weekly results while using the App. From the time they download the App, Entrants will be scored bi-weekly in the following three (4) categories:

  • i) Cornering;
  • ii) Least distracted driver;
  • iii) Acceleration;
  • iv) Braking.

During the Promotion Period, the Entrants with the highest scores in specified categories at the end of two weeks will be named Category Prize winners.

During the Grand Prize Promotion Period, the Entrant with the highest total score over the entire campaign will be named the Grand Prize winner.

2) Eligibility: The Promotion is open to all residents of Grand Cayman, who are seventeen (17) years of age or older as of the date of entry and possess a valid Cayman Islands driver’s license.

Employees of the Administrator (Saxon) are eligible to participate, but ineligible to win. Employees of the Sponsor, and biweekly Sponsors are eligible to participate, but ineligible to win. This promotion is not available in Little Cayman or Cayman Brac.

3) Promotion Periods: The promotion period begins at 11:59:59am Central Time “CT” on 26/10/18 (October 26th, 2018) and ends at 11:59:59pm CT on 8/12/18 (December 8th, 2018.) Prizes will be drawn biweekly, (on Fridays) up until November 30th after which time, entry to the promotion will be closed and the grand prize winner will be announced on December 8th. The Promotion Period and prize drawings are subject to change by the Administrator at any time.

4) How to Enter: To participate, download the App on your wireless mobile device (if you have not done so) and follow the prompts to complete the registration form inclusive of your participating district, age, email address, and whether or not you are an existing Saxon customer (please note this promotion is open to everyone regardless if they are customers of Saxon). By downloading the App and registering, you agree to be bound by these Official Rules and all decisions of the Administrator, which are final and binding. To activate your App and begin participating in the Promotion, you must begin a trip via your vehicle.

A trip will be defined by traveling via a vehicle with you as the driver (“Trip”). The App will automatically activate a Trip when it senses movement of your vehicle and the Trip will automatically end after five (5) consecutive minutes of no movement. Once a Trip has been automatically submitted to the App, the Entrant will receive one (1) entry.

To be an Eligible Participant for the purposes of winning the Grand prize, the total of all recorded trips must exceed 100 miles and 20 individual trips. To be an Eligible Participant for the purposes of winning a First prize, the total recorded trips for the corresponding prize period must exceed 40 miles and 10 individual trips. These conditions are subject to change by the Administrator at any time and without notice.

Entrant cannot access/revise entry in any way.

Additional entries received from the same person/email address in excess of the stated limitation will be void. All entries become the exclusive property of the Administrator and will not be acknowledged or returned. The use of script, macro, or automated devices (or any other devices intended to automate or subvert any aspect of entry) to enter the Promotion is prohibited and any entry through such means and any entry that is deemed to be ineligible (at Administrator’s sole discretion and in accordance with the Official Rules) are void. In the event of a dispute as to the identity of an Entrant, entry will be awarded to the authorized account holder of the email address associated with the App. The “authorized account holder” is deemed as the natural person who is assigned to an email address by an Internet access provider, service provider or other online organization that is responsible for assigning email addresses for the domain associated with the submitted e-mail address. A potential winner may be requested to provide the Administrator with proof that the potential winner is the authorized account holder of the email address associated with the winning entry. Released Parties are not responsible for late, lost, stolen, incomplete, misdirected, delayed, garbled, inaccurate, destroyed or undelivered entries, App downloads or registrations, or for telephonic, human or computer failures, problems or errors, interruptions in service due to system upgrades, repairs, modifications or other causes, failures or malfunctions of connections, satellite, network, cable, Internet Service Provider (ISP), phones/mobile device (including wireless phones/handsets or other wireless devices), phone lines or telephone systems, traffic congestion on the internet, technical or mechanical malfunctions, or other malfunctions or errors, whether caused by equipment, programming, human error or otherwise relating to or in connection with the Promotion, including, without limitation, errors which may occur in connection with the administration of the Promotion, the processing of entries, the tabulations of App points/scores, the functionality of the App or the announcement of the prizes; or for any injury or damage to Entrant’s or any other person’s computer or mobile device relating to or resulting from participation in this Promotion or use of the App, or for printing, typographical, human or other errors appearing in these Official Rules or other Promotion-related materials. Entrants are responsible for any charges of online service providers or wireless carriers. Administrator reserves the right, in its sole discretion, to void any entries of Entrants whom Administrator believes have attempted to tamper with or impair the administration, security, fairness or proper play of this contest or is in violation of these Official Rules.

Information submitted via the App that is shared with the Released Parties for purposes of this Promotion will be subject to and used in a manner consistent with these Official Rules.

5) Points and Scoring: Skill based points will be determined by the App based on individual driving skills as determined by the App’s exclusive methodology. The methodology monitors the frequency and acceleration intensity, braking intensity and frequency, average speed of the vehicle in relation to posted speed limits, along with interaction time with phone while vehicle is moving. Entrants will receive a rating between 1-5 (5 being the highest) and suggestive correction action (if applicable) after each Trip in each of the following categories:

  • i) braking,
  • ii) acceleration;
  • iii) cornering;
  • iv) speeding;
  • v) phone distraction.

A 5-star rated Trip means the Entrant scored highly in all categories. A user will receive a driving score (“Driving Score”) after one (1) Trip has been completed. At the conclusion of each Entry Period, the Driving Score is calculated (highest score possible is 100). No Driving Score points from one Entry Period will roll over to any other Entry Period, with the exception of the Grand Prize Promotion Period.

6) Winner Determination/Notification: Winners will be drawn in specific categories every two weeks throughout the promotion. The grand prize winner will be the entrant with the highest score throughout the duration of the promotion in each category. All winners, biweekly and overall, are subject to verification. Winners will be notified via email.

In the event of a tie for any Category prize, ties will be broken by the most miles driven.

7) Prizes and Prize Notification: Eight (8) First Prizes: Each First Prize winner will receive a prize provided by the various biweekly prize sponsors. Grand Prize: The Grand Prize Winner will receive a guaranteed cash prize of C.I. $5000, plus an additional cash prize which is directly linked to the number of unique participants who take part in the contest. For every additional unique participant C.I. $1 is added to the Grand Prize, up to a maximum total Grand Prize amount of $10,000.

All prize details will be determined by the Administrator in its discretion.

Potential winners will be notified by email and must respond within five (5) calendar days from the date of notification or such winner(s) may be disqualified and the prize at hand awarded to an alternate winner. The Administrator may require each potential winner to provide evidence of eligibility (photocopy of a valid driver’s license or other government-issued identification) and contact details (including, without limitation, a valid e-mail address, mailing address and telephone number) to enable the Administrator to award a prize to the potential winner in accordance with the Official Rules. The Administrator reserves the right (at its sole discretion) to disqualify any potential winner, if a potential winner is determined to be ineligible to participate and/or win a prize. If a potential winner fails to respond within the specified time period or cannot be contacted; is ineligible according to these Official Rules or if any potential winner decides to decline a prize for any reason whatsoever; or if any potential winner otherwise fails to fully comply with these Official Rules, he/she will forfeit his/her prize and the prize may be awarded to an alternate winner from among all remaining eligible entries received, in the Administrator’s sole discretion. Administrator assumes no responsibility for an undeliverable prize resulting from a typographical error or change of address of Entrant. Prize award is subject to verification of eligibility and compliance with these Official Rules.

8) Data Collection: During signup, Entrants will be required to create a username (to be shown on leaderboards) and provide their residing district (George Town, East End, West Bay, Bodden Town or North Side) to group them on a specific leaderboard with their neighbors, email address (to notify winners or reset passwords if obtaining a new phone during the competition), age range , and if they are an existing Saxon customer.

All data collected at time of registration will be used (1) to power the contest and prizes in addition to providing further insights into roadway safety research and (2) by App Administrator in accordance with the App’s privacy policy, available for viewing at www.cmtelematics.com/company/privacy.

The Promotion aims to help people driving in Grand Cayman to be safer drivers in support of an overall Drive Safe Campaign. By downloading and participating in the Promotion, you agree to share registration and driving data with the App Administrator, who may in turn share it with sponsors of the Promotion. Your registration data includes e-mail address, district, age bracket, and whether you are an existing Saxon customer. Your driving data includes your speed, acceleration, braking, cornering, and phone usage (using your phone while driving) as it pertains to the App’s scoring method. You also acknowledge and agree that the Administrator and Sponsor may review and analyze the de-identified and aggregated driving and registration data.

9) Miscellaneous: By downloading the App and participating in the Promotion, each Entrant accepts and agrees to accept and be bound by these Official Rules and by the decisions of the Administrator, which shall be final and binding in all respects. No transfer, assignment, cash redemption, or substitution of a prize (or portion thereof) is permitted except by Administrator who reserves the right to substitute a prize (or portion thereof) with one of comparable or greater value as determined by Administrator. Except where prohibited by law, a prize winner’s acceptance of a prize constitutes permission for the Released Parties to use that prize winner’s name, photograph, statements, in all forms of local of media, in perpetuity, without further compensation. Prize winners agree to Released Parties’ use of their names and likeness for advertising and publicity purposes, without additional compensation. The Released Parties are not responsible for lost, incomplete, inaccurate, garbled, late, delayed, undelivered or misdirected downloads, installations, registrations, usernames, scores; failures or malfunctions of phones/mobile devices (including wireless phones/handsets or other wireless devices), phone lines or telephone systems; interrupted or unavailable network, server or other connections; any error, omission, interruption, defect or delay in any transmission or communication; traffic congestion on the Internet or for any technical problem, including, but not limited to, any injury or damage to Entrant’s or any other person’s computer or mobile device related to or resulting from participation in this Promotion; errors or ambiguity in these Official Rules, in any Promotion-related advertisements or other materials; the selection or announcement of potential winners or the distribution of prizes; the problems or errors of any kind whether mechanical, human, electronic, typographical, printing or otherwise. By entering, each Entrant agrees that the Released Parties shall have no liability and will be held harmless by Entrant for any claim, action, liability, loss, injury or damage (1) to Entrant or any other person or entity, including, without limitation, personal injury or death to Entrant or any other person or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of the acceptance, possession, use or misuse of any prize or participation in this Promotion, and (2) any and all fees applicable to the prizes received by the prize winners. The Released Parties, in their sole discretion, reserve the right to:

  • 1) disqualify any Entrant (and void his/her points) who tampers with the submission process, the operation of the Promotion, or any other component of this Promotion, or who is otherwise in violation of these Official Rules;
  • and 2) modify, suspend or terminate this Promotion (or any portion thereof) should virus, bugs, non-authorized human intervention or other causes, including but not limited to war, strikes, and/or acts of God, corrupt or impair the administration, security, fairness or proper play of this Promotion. The Released Parties reserve the right to halt or modify the Promotion at any time during the Promotion Periods if events beyond any of the Released Parties’ control compromise the Promotion’s fairness or integrity.

CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE THE APP OR ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, RELEASED PARTIES RESERVE THE RIGHT TO SEEK ANY AND ALL REMEDIES AVAILABLE FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.

Neither Apple nor Google are a sponsor or otherwise associated with the Promotion, nor are they responsible in any manner for this Promotion including the conduct of the Promotion or the awarding of any prize.

SAXON Smart Insurance

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW OR REGULATION. PARTICIPANTS MUST BE 17 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY. CLICK HERE FOR OFFICIAL RULES

PRIVACY POLICY

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